The new Global Fintech Startup Ecosystem Report

Genome’s Global Startup Ecosystem Report. Top 3 leading by performance, funding and talent?

Silicon Valley

New York


London claims the third spot 

London and Paris are the only two European fintech ecosystems that made it into the top 10, with London claiming the third spot. Whereas, the US has Silicon Valley, New York City, Boston, & Chicago in the top 10. 

Talking about how Europe can create more thriving fintech hubs like London & Paris, Ghei says, “This is a little bit a function of where the capital is. NYC, Boston have multiple local funds that have LPs in local university endowments etc. Europe, in that sense, is rather concentrated on sovereign funds and as a result, these 2 cities have born the fruit of sustained investment.”

“In the next 5 years, I see capital allocations changing geographically in Europe, particularly in Central Eastern Europe where the next fintech hub is likely to emerge,” he adds. 

Additionally, it is the first instalment of the annual sub-sector report series, and this one ranks in the global top 20, and runner-up, Fintech startup ecosystems. These ecosystems are evaluated on five Success Factors, including Performance, Talent, Funding, Focus and Legacy. The top five Fintech startup ecosystems globally in 2020 are Silicon Valley, New York City, London, Singapore and Beijing, respectively.

Google rolling out its December core algorithm update

Just in time for the holidays Google is rolling out another core update which is focused on content. These are the items Google says we should focus on when writing content:

  • Does the content provide original information, reporting, research or analysis?
  • Does the content provide a substantial, complete or comprehensive description of the topic?
  • Does the content provide insightful analysis or interesting information that is beyond obvious?
  • If the content draws on other sources, does it avoid simply copying or rewriting those sources and instead provide substantial additional value and originality?
  • Does the headline and/or page title provide a descriptive, helpful summary of the content?
  • Does the headline and/or page title avoid being exaggerating or shocking in nature?
  • Is this the sort of page you’d want to bookmark, share with a friend, or recommend?
  • Would you expect to see this content in or referenced by a printed magazine, encyclopedia or book?

How to get more performance out of your Windows machine.

I’m going to show you how to enable this ultimate power mode to do that on your keyboard, press Windows button on your keyboard. Choose Windows Powershell admin, then you can have to type this command and don’t worry about it. You don’t have to type it up. I’m just going to leave this in the YouTube video description. Once you press enter you’re going to see ultimate performance. Make sure you have good Cooling. And also if you already have this window open go ahead and close it and reopen it again. Don’t forget to follow check out my YouTube. I have about a hundred different.

Your PC is suddenly slow and you don’t know why

When you bought your PC it worked well, and then it started to slow down after a while. Now, there’s many reasons and one of the reasons, why is that is your CPU is throttling. Let me explain what throttling is first.

What is CPU throttling

Here I think of it as the brain and it controls everything inside. Your computer does all the calculations and so on and so forth. You know how when you get a heat stroke you feel slow and lacking energy? Same thing with the CPU when it gets too hot it slows down. Your CPU can recover because it has a built-in program microcode that slows it down. It’s called throttling. What happens is When your CPU is running at a low utilization minds running at 3.9 because it’s doing something right? Now, your normal temperature should be at around 55 to 60 degrees F. I want to see about 55. How do you know if your temperature is at 55 when you don’t have that program?

One thing you can do is download this program called CPU HW Monitor. I’m going to show you that so this is what the CPU might look like. What’s inside the CPU and here it is HW monitor. See that’s the first thing that comes up and you want to do is download this program. You want to install it. I’m going to post this video and you’re going to see the link here:

What I recommend you to do is press Ctrl shift and ESC to open up the task manager on a right then go to your performance and look at the CPU utilization. And if you scroll down on the left side, you’re going to see that your CPU under Intel Core i7 (yours might be Intel or AMD or something else) look at the temperature and see how hot it’s running – running at about I don’t know between 50 to 60 degrees, which is fine because It’s doing something I’m not worried about the cooling at all. You can always improve cooling but sometimes it could be running at 60, 70, 80, degrees while not doing anything or a might be doing something. This could be due to malware on your computer, but I’m going to talk about this in the future.

Once again download the hardware monitor see if you CPU is running hot. Look inside your computer and see if that bad boy is looking like it’s full of dust. In that case you may have issues with your fan and may need to replace your fan. We’re going to talk about the cooling you can go you can get one of these fans and added a tad like an exhaust fan to make it a little bit better cool.

How COVID catapulted e-commerce from 2020 to 2030 in just 9 months

Target set a sales record as its same-day fulfillment services grew 273% in the quarter. Both retailers have also invested in online grocery, with Walmart today offering grocery pickup and delivery services, the latter through partners. In Walmart’s case, the pandemic helped drive e-commerce sales up 97% in its last quarter. Target has also just now rolled out grocery pickup and runs delivery through Shipt.

Amazon, naturally, has also benefited from the shift to digital with its recent record quarterly profit and 40% sales growth.

The growth in e-commerce due to the pandemic has set a high bar for what’s now considered baseline growth. In the first quarter of 2020, department store sales and those from other “non-essential” retailers declined by 25%. The shift away from physical stores was already underway, but we’ve now jumped ahead in time as to where we would be if a health crisis had not occurred.

This is a similar trend to what other industries have seen as well, including things like streaming/cord cutting, gaming and social video apps, and more. As the COVID-19 pandemic reshapes our world, more consumers have begun shopping online in greater numbers and frequency. Clothing, for example, declined in importance as more consumers began working and schooling from home, as well as social distancing under government lockdowns. According to new data from IBM’s U.S. However, other categories, including groceries, alcohol and home improvement materials, accelerated, by 12%, 16% and 14%, respectively.
The report suggests that department store retailers will need to more quickly pivot to omnichannel fulfillment capabilities in order to remain competitive in the new environment. E-commerce also accounted for 16.1% of total retail sales in Q2, up from 11.8% in the first quarter of 2020.

The questions that IBM’s report aims to answer is how much of this pandemic-fueled online spending is a temporary shift and to what extent is it impacting longer-term forecasts? The answer, at least in this estimate, is that this pandemic pushed the industry ahead by around five years. Retail Index, the pandemic has accelerated the shift away from physical stores to digital shopping by roughly five years. Meanwhile, e-commerce is projected to grow by nearly 20% in 2020.

The pandemic has also helped refine which categories of goods consumers feel are essential, the study found. Specifically, they will need to drive traffic to their stores through services like buy online and pickup in store (BOPIS), and will need to offer an expanded set of ship-from-store services.

Large retailers like Walmart and Target have embraced omnichannel fulfillment to their advantage. According to the Q2 2020 report from the U.S. Both reported stellar earnings this month thanks to their earlier investments in e-commerce. This grew to a 75% decline in the second quarter.

The report indicates that department stores are expected to decline by over 60% for the full year. Department stores, as a result, are seeing significant declines. Census Bureau, U.S. retail e-commerce reached $211.5 billion, up 31.8% from the first quarter, and 44.5% year-over-year.

5 Best digital tools

  1. Design 3D – There are zero templates inside ScreenSpace Mockup — everything you create is completely custom to you. When you’ve designed exactly the mockup you want, it’s rendered on the fly on our cloud render farm in pixel-perfect 4k quality.
  2. Data trends monitoring – Awario monitors every corner of the Web for mentions of your keywords in real time, ensuring you are the first to know about the conversations that can impact your business so you can react to them promptly, before anyone else. There is a free trial of one month. Next tier is $29 a month.
  3. Buzzsumo for analytics – Who hasn’t heard of Buzzsumo. There is a 7 day free trial no credit card required. Otherwise the cheapest plan is $79 a month. Things they offer are content and influencer research, monitor a brand, keyword to stay on top of any topic. Find most popular questions asked on forums (this comes with the $139 a month plan)
  4. Marketfox – project management platform – Marketfox is designed to help your small and medium business manage every aspect of your company, from lead management to marketing and reporting of financials. Their AI keeps learning data patterns and changing accordingly.
  5. Mobile design best practices – Apps are now a mainstream, trusted way to deliver content and services. But in a crowded market, how does a mobile app become useful, relevant, and valued so it delights and retains users?

For best tools in every area of digital marketing visit – list of digital marketing tools.

If you have a website, if you are creating content for your website, if you are doing it for free – well, don’t do it for free. Join, earn cash for your already created content without giving any rights away.

How to Delete Your Past Facebook Activity

The US presidential elections are today. Many of us will soon come to regret things we did or said on the political battleground of social media world. 

The US presidential elections are today. Many of us will soon come to regret things we did or said on the political battleground of social media world. 


— Because more often than not we’d discuss those controversial topics using emotions instead of reason. Those comments, born out of emotional thinking are then left abandoned and forgotten somewhere in the Facebook universe waiting to resurface the next time someone decides to look us up.

That’s why Facebook’s new Manage Activity feature is the best thing since sliced bread. Here is how you remove your past activity from Facebook.

How to speed up your Mac by forcing rogue apps to quit

Out of a thousand Reasons why you Mac can slow down. One of them is the fact that your apps are misbehaving. I’m going to show you how to identify that app and how to kill it. First you to go to your Spotlight and type activity monitor. Once you do that click on activity monitor and here you can see all the apps that are running go to view and out of all the options click on all processes on the right side. You’re going to see that everything is sorted by CPU if it isn’t click. That once everything sorted by CPU can see which one which app is using the most here you can identify which app is using the most resources and if a certain app is using way more resources than its supposed to you can just go here and kill it. You can do it by highlighting the app like this. I’m going to highlight Google Chrome and you can just click the X to kill it.

Digital marketing jobs are not an obscure marketing category any more

So I have been looking into digital marketing positions (mostly those posted on Linkedin) and have noticed that even though there are plenty of positions available, about 90% of them require candidates to have tons of experience, knowledge, passion etc etc while also designating the position as ENTRY LEVEL.The absurdity of this is obvious – most of the recruiters are still rocking that same old mindset “Let’s hire some students to intern for us and we’ll pay them in RedBull”.But laws of supply and demand are changing this trend to the advantage of job seekers.The position title below is Digital Marketing and Social Media Specialist.

Scroll to Top